In some areas of the country, like the city of Detroit, the prices for car insurance are so drastically different that you’ll think you’re living in another time. Those who live in rural areas, or in the suburbs where crime rarely happens, is unlikely to see these higher premiums. Your insurance company may charge you a higher rate simply because there are more thefts, accidents and other incidents in your neighborhood. Insurance companies base this on mileage, so find out what the threshold is. If you use your car for business purposes, you’re going to pay more. Your Driving HabitsĪ person that only uses their car once a week for errands and groceries is much less likely to get into an accident than a person that commutes an hour each way on workdays, and uses the car to entertain clients on the town in the evenings. Then, they come up with safety rating for vehicles and lower the premiums of customers who choose to drive safer vehicles. Insurance companies – especially the big ones – collect a lot of customer data and have people that do nothing but data analysis on information that is collected along with examining industry reports on safety and other topics. They especially love data that tells them how to behave so that they can save money. Secured with SHA-256 Encryption The Type of Car You Drive
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